This is a terrific opportunity to better grasp financial and retirement planning in a non-threatening, empowering environment. Expect to have fun and learn some valuable information! Topics we’ll discuss:       

• Your personal Financial Security with or without a spouse or partner.
• When and how do I optimize my Social Security benefits?
• Will I have enough income for life?
• Learn why income planning for women may be even more critical than it is for men
• Find out what you should consider doing in a market correction
• Identify the major financial issues the death of a spouse can cause if you are not prepared.
• Learn steps to take to feel more comfortable about retiring (especially if you don't know where to start).

This is an educational program only. There is no cost or obligation, and nothing will be sold. Expect to have fun and learn some valuable information!

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC.  BWA and Aul Financial Group, LLC (AFG) are independent of each other. Insurance products and services are not offered through BWA, they are offered through Aul Insurance Group, LLC. (AIG). BWA and AIG are independent of each other.

Aul Financial Group, LLC and the presenters are not affiliated with or endorsed by any collegiate university, college, the Social Security Administration, or any other government agency. Aul Financial Group, LLC is not an accredited educational institution and/or program and is not recognized by any accrediting agencies or state approval agencies. Information provided by Aul Financial Group, LLC is not a Postsecondary Education in any subject matter. The financial educators Steven Aul, Deanna Orf, and Mel Brandon are insurance licensed (Insurance License #s: 8039738, 407004, and 0125141).

The material presented is not intended as legal or tax advice, or as any other type of specific advice, and should not be construed or interpreted as such. Please consult with your attorney, accountant, and/or tax advisor for advice concerning your particular circumstances. The generalized information we provide regarding tax minimization planning is not intended to and cannot be used by anyone to avoid paying federal, state, or local municipality taxes or penalties. If you choose to work with any of these instructors in a professional setting outside of this class, we will disclose any potential fees to you at that time and will provide you with our Form ADV and Form ADV 2Bs.

This presentation does not take into account your particular investment objectives, financial situation or risk tolerance and may not be suitable for all investors.  Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.

 No graph, chart, or formula in this presentation can be used in and of itself to determine which securities to buy or sell, when to buy or sell securities, whether to invest using this investment strategy, or whether to engage investment advisory services. Investments in securities are subject to investment risk, including possible loss of principal. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. Prices of securities may fluctuate from time to time and may even become valueless. Any securities mentioned in this commentary are not FDIC-insured, may lose value, and are not guaranteed by a bank or other financial institution. Before making any investment decision, investors should read and consider all the relevant investment product information. Investors should seriously consider if the investment is suitable for them by referencing their own financial position, investment objectives, and risk profile before making any investment decision. There can be no assurance that any financial strategy will be successful.

Annuity & Life Insurance guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company.

We do not offer tax or legal advice. Opinions expressed are as of the current date and subject to change without notice, and data may be obtained from third party sources we believe are reliable.  Aul Financial Group, LLC shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, the information, data, analyses or opinions contained herein or their use, which do not constitute investment advice, are provided as of the date written, are provided solely for informational purposes and therefore are not an offer to buy or sell a security. This commentary is for informational purposes only and has not been tailored to suit any individual. References to specific securities or investment options should not be considered an offer to purchase or sell that specific investment.